1. Policy Statement
   1. Bank Secrecy Act Officer and Compliance Committee
   2. Board Audit Committee
2. Bank Secrecy Act Reporting Policy and Procedures
   1. Currency Transaction Reporting
   2. Monetary Instrument Sales for Currency
   3. Suspicious Activity Reporting
   4. Wire Transfer Reporting and Recordkeeping
   5. Anti-Money Laundering
   6. Customer Identification Procedures
3. BSA Exemption Categories and Procedures
1. Phase I Exempt Person Exemption Procedures (effective 10/97)
1. Customer Activity Analysis for BSA Exemption Purposes Form
2. Exempt Person Certification Statement
3. Bank Certification Form
2. Phase II Exempt Person Exemption Procedures (effective 10/98)
1. Customer Activity Analysis for BSA Exemption Purposes Form
2. Exempt Person Certification Statement
3. Bank Certification Form
4. USA PATRIOT Act Section 314(a) Compliance Procedures
5. Record Retention Requirements
6. BSA Compliance Training
7. BSA Compliance Testing

EXHIBITS

1. Customer Exemption List

2. BSA Forms

   A. Currency Transaction Report (IRS Form #4789)

   B. Designation of Exempt Person (Treasury FinCEN Form TD F 90-22.53)

   C. Suspicious Activity Report (Treasury FinCEN Form TD F 90-22.47)

   D. Report of International Transportation of Currency (Customs Form 4790)

   E. Request for Wire Transfer Services Form

   F. Monetary Instrument Log Form

3. Customer ID Program Tools

   A. CIP Customer Matrix

   B. Acceptable Identification

   C. CIP Customer Application Documents

   D. SSN Rules for Non U.S. Persons

4. Anti-Money Laundering Tools

   A. Selected Information from Semiannual SAR Activity Review

   B. Potential Money Laundering Warning Signs

   C. FATF Guidance for Financial Institutions in Detecting Terrorist Financing

   D. FATF The Forty Recommendations

5. Geographies of Concern

   A. HIFCAs

   B. HIDTA Map

   C. HIDTA International Locations

   D. Money Laundering Countries and Jurisdictions of Concern

   E. Countries of Concern

6. Compliance Review Tools

   A. Currency Transaction Report Review Checklist

   B. Standard State Abbreviations

   C. Standard Country/State Abbreviations

   D. Customer Identification Program Checklist

7. Compliance Training Tools

   A. BSA Training Handout

   B. USA PATRIOT Act 314(a) Information Requests Training Handout

   C. CTR Training Handout

   D. BSA Questionnaire and Tests