We have included the following "Compliance Tools" for easy reference. Each document is in the Adobe .pdf format. Adobe Acrobat Reader is available as a free download from  www.adobe.com.

1. CIP Quick Reference Chart - Countries of Concern - 04/10/2011 (Legal)
2. CIP Quick Reference Chart - Countries of Concern - 04/10/2011 (Letter)
3. CTR Review Checklist
4. HMDA Reportable Or Not?
5. Reg E Error Resolution Flowchart
6. Reg CC Hold Periods 2011 with Expiration
7. Reg CC Hold Periods 2011 without Expiration
8. Reg CC Hold Periods 2011 without Expiration, with 5 days
9. Reg CC Hold Periods 2012 with Expiration New
10. Reg CC Hold Periods 2012 without Expiration New
11. Reg CC Hold Periods 2012 without Expiration, plus 5 days New
12. Reg CC Quick Reference Chart  
13. USA PATRIOT Act 314(a) Information Requests
14. Transaction Limitations for Savings and MMDA Accounts
15. HMDA LAR Quick Reference
16. Anti-Money Laundering Training Guides
17. South Carolina Account Ownership Matrix
18. North Carolina Account Ownership Matrix
19. Customer Identification Procedures
20. CIP Department Questionnaire
21. CIP Acceptable ID Documents
22. CIP Procedures Quick Reference Guide

23. CIP Verification Documents

    A. Verification Requirements

    B. Recommended Account Restrictions

    C. Identification Verification Recommendations

24. Sample CIP Disclosures

25. CIP Processing Flowcharts

    A. Adobe Format

    B. PowerPoint Format

26. Sample Notarized Identification Document
27. MSB Questionnaire
28. MSB Risk Assessment
29. BSA AML Overall Bank Risk Assessment
30. Commercial Customer Due Diligence Questionnaire
31. Commercial Customer Due Diligence Risk Assessment
32. OFAC Overall Bank Risk Assessment
33. BSA-AML Task List
34. Personal Customer Risk Assessment
35. Comparison of New Reg Z Categories
36. Mortgage Loan Application Process Flowchart
37. RESPA GFE Flowchart