Loan File Compliance Review

Deposit Compliance Doctor

Every community bank's program should include a regular review of the entire loan portfolio to establish compliance with the complex regulatory requirements of the multitude of lending laws. The following lending laws and regulations will be incorporated into a comprehensive, yet efficient loan file compliance review program:

Equal Credit Opportunity Act
Fair Credit Reporting Act
Fair Housing Act
Home Mortgage Disclosure Act
Flood Disaster Protection Act and related regulations
Insider and Affiliate Transaction Laws and Regulations
Truth in Lending Act
Real Estate Settlement Procedures Act

Lending personnel will be led through the maze of disclosure and fair lending requirements that on the surface, appear unfathomable! Sample workpapers and review programs are provided to focus in on any internal trouble spots you may have.

Full Day Session